Frazer Agency

The Frazer Agency is a sponsor for this years Harpoon Brewery Point to Point ride supporting the Vermont Food Bank!  We have a team of riders…right now it is just two…but if you would like to join us click here to join the Frazer Agency Flyers!  If you would like to support the cause, but do not want to ride, visit www.firstgiving.com/jessiefarnham or www.firstgiving.com/stuartfarnham

Listen for our ads on The Point 103.1 and 107.1!

The Frazer Agency will have a booth at this year’s Home Life Show at the Leverone Field House in Hanover, NH.  Stop by and see all of our excellent products and services.  We will have a few give aways and a lot of fun!

Perhaps you are a maple syrup producer, have Alpacas, cows, or horses? Farm equipment? Barns? Grow veggies? Make cheese?

Whether you are a full time farmer or a hobby farmer the Frazer Agency has the product for you!  Vermont Farm Bureau has named us their sponsored property and casualty insurance provider!  We offer coverage for all types and sizes of farms.  We can cover your livestock, buildings, homes, crops, and much more.

Do not hesitate to contact the Frazer Agency today.  Whether you are insured as a farm now or not, we will do our best to provide exceptional insurance for your property and investments.

By joining the VT Farm Bureau one is entitled to many membership benefits.  The most interesting benefit for the Frazer Agency is the possibility of saving up to 7% on your auto insurance! 
Support local farming today by joining the VT Farm Bureau and save on your own car insurance!  Contact the Frazer Agency today to find out how to join.  For a complete list of benefits, visit the VT Farm Bureau website

VT Farm Bureau is pleased to announce that Nationwide® is now our sponsored property & casualty insurance provider effective January 1, 2009.
Nationwide is an outstanding company with a Farm Bureau legacy, having been founded by the Ohio Farm Bureau in 1926 as the Farm Bureau Mutual Automobile Insurance Company.

Windsor, VT: The Associate Agents for the Frazer Agency recently completed a course titled Farm 201. It is a comprehensive training session on new property and casualty insurance coverages for farmers. Beginning October 1, 2008, Frazer Agency will be marketing its AgriChoice Farmowner policy in Vermont.

The training was designed to address the growing insurance needs of farm customers by focusing on contract changes and new enhancements. Of special note were new options available to farmers that allow for greater individualization of coverages. These coverage options are part of the AgriChoice^sm farmowner program. Developed after extensive customer input it is designed to meet the insurance needs of a changing farm market place.

“Our agency remains committed to staying current on coverages and products so that we can offer the best advice to our customers,” said Larry Frazer, President and CEO of the Frazer Agency. “I believe this is the greatest asset that we offer to our friends in the farming community.”

“We are proud to provide the best in product offerings, supported by a wide range of services specifically focused on farmowner needs, including farm-specific loss control and a ‘Back to Business’ claims approach.”

What is important to you, is as important to us.

The Frazer Agency strives to serve its customers with honesty, trust, and integrity, which is why we like to do business with other businesses.  We know your business is not just about profit, but serving the needs of your customers.

Our Commercial Team will sit with you, the business owner, and analyze your business insurance needs.  Each policy is specifically designed to fit the needs of an individual business.  We take the time to understand what you do, whom you do business with, and what you need to protect your business.

A second opinion is always worth the time it takes to make a phone call.  Our team will review your current coverage and outline a plan to enhance your coverage and protect what matters most, your business.

Some of the programs we offer:

Business Owners, Property and liability, Contractors, Garage Keepers, Business Auto, Worker’s Compensation, Commercial Umbrellas, Bonds, and Farm Insurance.

The Frazer Agency is committed to helping you protect your business.  Call today to let us review your current coverage and give you the peace of mind that your business is covered.

We know insurance is complicated and often is not explained before you purchase it.  At the Frazer Agency, we strive to explain coverage and allow you to make educated decisions about your personal insurance choices.  The following is a breakdown of auto insurance coverages with explanations of what each coverage offers.

 Comprehensive Coverage:  This covers fire, theft, vandalism and glass breakage.  It pays for damages to your car, less any deductible, caused by something other than collision or upset.

Collision Coverage:  Pays for damages to your car, less any deductible, caused by collision with another car or object; or by upset.

Auto Liability:  This has three parts: 

1.  Bodily Injury

Bodily Injury liability pays out when you are responsible for injury to others.  Underinsured/Uninsured motorist liability is bodily injury liability that pays for hospital costs and other medical expenses for bodily injury to you and others in you auto, when injury is caused by an uninsured/underinsured motorist.  

2.  Property Damage

Property Damage liability pays a claim if you are responsible for damage to another’s auto or property.  This could be anything from a car to someone’s mailbox to driving your car through someone’s living room.  Property damage is very important coverage which many people are underinsured for presently.

3.  Medical Payments

Medical payments pay for certain expenses sustained by you or others whiles occupying your auto, regardless of fault. 

There are other optional coverages that will enhance your auto insurance.  Towing and Labor offers a certain amount of reimbursement per disablement for towing.  Originally Manufactured Parts provides originally manufactured parts for your vehicle without questions.  No after-market or used parts will be used to fix a damaged vehicle.  Glass coverage allows repairs to broken glass on the vehicle without being subject to the comprehensive deductible.

Call or log on today for an auto quote!

We like to annouce that Kathy Newton won this quarter’s promotional prize of a $50 Gift Card To Price Chopper!  Our next promotion will be for a $50 gas card.  Continue to submit your emails for a chance to win!

I remember getting my license.  It was a great day.  A day of freedom.  A day of adulthood.  A day I could finally pay back my sister; she had to ride to school with me!  I had suffered through two long years of her driving and now, she was going to suffer through mine.

Spring is the time for many new drivers to start hitting the roads.  We, at the Frazer Agency, would like to help make the transition for both Mom and Dad and the teenager a little less hectic.  Check out this link for ways to protect your teen, your auto, and your peace of mind.  Make sure your new driver looks at the site too, there’s lots of good information for them too.  Like, what kind of driver they are intuitively going to be!

Stop by one of our offices for more information about the Smartride program, and ways to help save on insuring a new driver.  It’s a fun and difficult time, let us help make it a little smoother for you.